Solutions

How Habitat for Humanity, Section 8, HUD-VASH, and NACA are enabling Affordable Homeownership  America’s housing crisis is not just about supply. It is about who controls housing—and who extracts value from it. Over the past two decades, large institutional landlords have consolidated entry-level housing, converted stability into recurring revenue, and locked millions of households into … Read more

Practical, Fast Solutions to the contract between Wall Street Landlords and America’s Housing Assistance Program Wall Street and HUD have become an unlikely—but increasingly inseparable—force shaping the U.S. housing market. As corporate landlords continue acquiring millions of rental homes, the Housing Choice Voucher Program (Section 8) and HUD-VASH now operate inside a rental ecosystem dominated … Read more

We need policies to balance corporate progress with people’s rights  The United States is facing a structural housing imbalance. On one side, real estate innovation—Wall Street capital, large institutional portfolios, automated management systems, and algorithmic pricing—has reshaped the market with speed and efficiency. On the other, Americans are increasingly struggling with affordability, displacement, opaque billing … Read more